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Here at South West Cars and Commercials, we like to make financing your next sports, 4x4 or prestige purchase as easy and as simple as possible. You can browse through our online selection of vehicles and once you have found the model you are interested in, you can use our online finance calculator to see how you can spread the cost and then apply directly online. Alternatively you can visit our Plymouth showroom and speak to one of our qualified advisors.
The most popular way of purchasing your new car on finance is Hire Purchase. The repayment is structured in such a way that repayments are divided equally over the duration of the loan, using a fixed interest rate – and once you have made your final payment the vehicle belongs to you.
A Personal Contract Purchase can be a more flexible way of financing your new vehicle as you have the option of deferring some of the cost until the end of the agreed finance period, giving you the benefit of reducing your monthly payments. At the end of the loan term you can pay off the deferred amount and the sports, 4x4 or prestige car is yours to keep.
A motor loan is very similar to a personal loan, the loan does not give you the same rights as a hire purchase agreement would but it does mean the ownership title of the sports, 4x4 or prestige car is not given to the finance company once you agree to the terms.
Here at South West Cars and Commercials we also offer a ‘No Fees Loan’ with very competitive finance rates. A ‘No Fees Loan’ is similar to what you would get with a high street lender or a bank, and is exceptionally good for High Credit Scoring Home Owners.
If you already know what type of finance deal you're looking for, simply fill our own Loan Form or call us on the phone. If you're still undecided or would like some assistance in making your application or would like to speak to one of our advisors please get in contact today!
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Hours may change on public holidays - please contact us prior to travelling.